Terms of Service
These terms govern your use of this site and your purchase of any kit. By buying a kit or using this site, you accept them.
Acceptance of terms
You accept these terms the moment you complete a purchase, download a free asset, or otherwise use this site. If you do not agree to these terms, do not use the site or buy a kit.
License
Each purchase licenses one legal financial institution and its employees for internal business use. The license covers unlimited internal users and all branches of that one institution.
The license does not permit resale, redistribution outside the institution, or posting the materials publicly. The license does not cover using the materials to deliver commercial consulting or services to a third party.
Consultants and advisory firms who want to use the materials for client work need a separate practitioner license. Contact us if that applies to you.
Intellectual property
All templates, workbooks, guides, and other kit materials belong to . Your purchase grants a license under the terms above. It does not transfer ownership or copyright.
Disclaimer of warranties
The kits are governance templates, not legal, regulatory, compliance, or supervisory advice. Review them with qualified professionals before adoption.
We provide the site and the kits as is, without warranties of any kind, express or implied. We do not guarantee the materials will meet your institution's specific regulatory requirements or examiner expectations.
Limitation of liability
is not liable for indirect, incidental, or consequential damages arising from your use of the site or the kits. Our total liability for any claim will not exceed the amount you paid for the kit in question.
Governing law
These terms are governed by the laws of [governing-law state], without regard to conflict-of-law rules.